See If You Qualify
Get the Tires and Wheels You Need Today
Don’t let the full upfront cost keep you from getting the tires, wheels or automotive services your vehicle needs.
Sam’s Tires & Wheels offers a convenient lease-to-own option through Acima. Complete a simple online application and receive a quick decision.
Less-than-perfect credit? You can still apply.
Applying does not guarantee approval. Terms and approval amounts are determined by Acima.
A Simple Application Process
1. Apply Online
Complete Acima’s secure online application using your basic personal and financial information.
2. Receive a Quick Decision
Acima reviews your application and lets you know whether you qualify and your approved shopping amount.
3. Visit Sam’s Tires & Wheels
Bring your approval to our Citrus Heights shop and select eligible tires, wheels or services.
4. Complete Your Agreement
Review and accept your lease agreement before your purchase is completed.
What Can I Get at Sam’s?
Your approved amount may be used toward eligible products and services available at Sam’s Tires & Wheels, including:
- New tires
- Custom wheels
- Tire and wheel packages
- Mounting and balancing
- Wheel alignment
- Brake services
- Suspension services
- Lift and leveling kits
Product and service eligibility is subject to approval and the terms of your Acima agreement. Contact Sam’s Tires & Wheels before applying when you need confirmation about a particular product or service.
Why Apply Through Acima?
Quick Application Decision
The online application is designed to give customers a fast response.
Less-Than-Perfect Credit Considered
Acima considers multiple factors when reviewing applications, not only traditional credit history.
Flexible Path to Ownership
Choose the lease renewal schedule provided in your agreement or review any available early-purchase options.
Shop Locally
Use your approval at Sam’s Tires & Wheels and let our team help you select the right tires and wheels for your vehicle.
What You May Need to Apply
Have the following information available before beginning:
- Full legal name
- Date of birth
- Social Security number
- Current home address
- Valid contact information
- Employment or income information
- Active checking account information, when required by Acima
All application information is submitted directly through Acima’s secure application system. Sam’s Tires & Wheels does not determine approval decisions.
Need Help Choosing Tires or Wheels?
You can apply before visiting us or speak with our team first to estimate what you may need.
Sam’s Tires & Wheels, 6296 Greenback Lane, Citrus Heights, CA
Call: (916) 723-0110
Frequently Asked Questions
Is approval guaranteed?
No. All applications are subject to Acima’s review, verification, eligibility requirements and approval.
Is Acima traditional financing?
No. Acima offers lease-to-own transactions. It is not a loan, credit or traditional financing.
Can I apply with less-than-perfect credit?
Yes, you may apply. Acima considers multiple data points and regularly approves applicants with less-than-perfect credit histories. Approval is not guaranteed.
How quickly will I receive a decision?
Acima generally provides an application decision quickly, and many customers receive a response within seconds. Additional information or verification may sometimes be required.
How much can I qualify for?
Your available amount is determined by Acima after reviewing and verifying your application. The amount may vary by applicant.
Will I own the products immediately?
Under a lease-to-own agreement, Acima owns the eligible merchandise while it is being leased. You can acquire ownership by completing the required lease renewal payments or by exercising an available early-purchase option under your agreement.
Can I pay off my agreement early?
Early-purchase options may be available. Review your agreement carefully or contact Acima for the exact amount, deadlines and conditions that apply to you.
Where do I complete the application?
Click any “See If I Qualify” or “Start My Application” button on this page. You will be directed to Sam’s official Acima application.
Ready to See If You Qualify?
Complete the application online and receive a quick decision. Once approved, visit Sam’s Tires & Wheels and let our team help you find the right products for your vehicle.
Required Disclosure
Acima offers lease-to-own transactions. This is not a loan, credit or financing. Acima obtains information from consumer reporting agencies during a lease application and considers multiple data points when reviewing applications. Not all applicants are approved.
Acquiring ownership through leasing costs more than the retailer’s cash price. Renewal payment amounts, the period to ownership and the total cost depend on the products selected and the terms of the individual agreement. Customers should review their lease agreement carefully before signing.
California customers may be subject to California-specific initial-payment, processing-fee and lease requirements. Please refer to the Acima application and your lease agreement for current terms and complete details.